Fraud occurs when someone makes a. Monthly fee: $10 for in-person sales. The advantages of having a high-risk merchant account in the USA. Our objective is to give customers the satisfaction and be a reliable provider. The first step in applying for a merchant account with bad credit is to research providers that work with high-risk businesses. Compile Documents: High-risk merchant account providers require more documentation, so businesses should gather financial statements, licenses, tax returns, and bank statements. Exclusive Promo: PaymentCloud will give you $200 if. CCnetPay United States Division Write A Review Benjamin Velner 44 20 7566 3935 Visit Website 2007 $4 Million 21 54 87 LDurango Merchant Services is a high risk merchant account provider that specializes in businesses such as CBD, nutraceuticals, and e-commerce. The company’s products and services include point-of-sale solutions, mobile phone swipers, an online payment gateway and. After several decades passed, they united into 6. Selling CBD is perfectly legal in the United States. It is not easy to remove oneself from the TMF list, and can take as long as five years. Luckily, Instabill takes on the responsibility. The Payments Experts Podcast. 0 bn market size for 2023 and projected growth of 1. Though these businesses may be profitable, they can run into problems taking payments due to the non-availability of high-risk merchant accounts. Then, EMB provides merchant account services tailored to these specific business needs. PaymentUSA offers a wide range of Merchant Account Services for making your transactions quick and easy! Start accepting credit cards today!. Step 2: Submit the required documentation. Merchant account service providers determine which businesses fall into this category. Consider the terms when you budget. (As as long as it doesn't contain more than 0. Additionally, 5 Star Processing can assist high-volume merchants and ACH processing. In Summary: 5 Best Bad Credit Merchant Account Providers. In addition to the security provided by a high -risk trader account, they can be canceled if a large amount of payment is recorded. ProMerchant: Best for High-Risk Businesses. With an emphasis on personal attention and customized solutions for “bricks-and-clicks” companies (i. At the same time, we encourage you to check out some of our top-rated high-risk providers before deciding. Need a Merchant Account for your CBD Online Store? High Risk Merchant Account & Payment Gateway Provider⚡ Instant Approval Contact us ☎ (800) 956-1277. PayCly is a pioneer in online high-risk merchant account services in Singapore. Stripe – Best for online credit card processing. You’ll pay $49 per month plus $0. Tougher application process You may be required to submit more information and supporting documents about your business. But the brand touts itself as one of the merchant service providers that jumped on the cryptocurrency bandwagon before many of its competitors did. When you’re taking high value, high-risk payments every day, you need to make sure your payment provider can keep up. The following high risk business includes adult industry, bankruptcy, poor and bad credit, sports betting, gambling and casino industry, travel agencies, imitation of leading products, tobacco, night clubs, bars, offshore account providers, credit card companies, supplement and online pharmacies. In our evaluation, HMS scored a respectable 3. An ACH (Automated Clearing House) merchant account is a type of bank account that enables businesses to accept electronic payments from their customers through the ACH network. Offshore Gateways: In 2023, Offshore Gateways is poised to lead the way as the foremost provider of best merchant account services for high-risk businesses. Since chargebacks and fraud account for more than $17 billion in losses for merchants each year, naturally, merchant account providers are exposed to this risk too. Why Choose Merchant Account Providers? Payline Data: Best overall high-risk payment processor. On the list of such countries, you will generally find most countries outside of the United States, Canada, Japan, Australia,. PayOp. 6% plus 10¢ per transaction. businesses that need to accept multiple foreign currencies like the Canadian Dollar, the. . To get a high-risk merchant account, one needs to fill out the. Click any of the links above to begin comparing costs on merchant account services for your own business's. The bank then sends the information to the card issuer. EMB is an award-winning merchant account provider that boasts an A+ rating with the BBB. Determining the risk level of your International merchant account involves evaluating various factors, including your industry, payment processing needs, and the nature of your business. These tools can include enhanced security measures, real-time transaction monitoring, and fraud detection systems. There are several criteria that the banks look at to assess risk. Skip to content (866) 582-3062; info@elmoremerchantservices. We have a new relationship with one of the leading high risk payment gateways, PaymentSphere. For providers that offer high-risk merchant accounts, a detailed application process is routinely involved. The funds collected from transactions (less. As a high risk merchant account, finding a payment processor who will partner with you is tricky but not impossible. net offers credit card payment services for more than 430,000 merchants, including merchants that could be categorized as high-risk. First Card Payments offers high-risk merchant accounts and credit card processing. ACH Payment Processing; Merchant services first data;Our picks for the best free merchant accounts include Square, Chase, Stripe, PayPal, and more. A high-risk merchant account allows you to expand your horizons in the corporate world by allowing you to participate in elements of it really. net, give you access to information regarding your new account. The merchant account provider will approve your application if you fall into its low-risk category. Amex also has other fees such as credit card purchase fee (1%), late transaction processing fees ($35 each), declined authorization service charges ($15 each). com or call (888) 924-2743. 2. National Processing offers different plans based on whether you’re accepting payments in-person or online, and it promises $500 if it can’t beat high-volume ($10,000 or more in monthly sales. partnerwith a reliable merchant services provider that can offer you rates that save you and your customers money. With us, you do not have to pay high account fees as we know the challenges of running a business and are invested in being the partner you can count on for all your payment processing needs. If this is the case for your business, don’t be offended, it’s (probably) nothing personal. For merchants unable to get a merchant account, or for consumers without a bank account, it is ideal. 2Sell: 3. Instabill provides reliable, cost-effective merchant services that help e-commerce, retail and MOTO businesses succeed and thrive. Most providers publish a. High-risk payment gateways, CRM integrations, virtual terminals, and credit card point-of-sale solutions are a few of our payment platforms. You can submit at least the last three months of your credit card processing bills. High volume solutions: load balancing gateways and multiple MIDS. While others that provide mid and high risk merchant accounts charge as much as $200 for an application or setup fee, Soar Payments does not charge any one-time setup or application fees for getting a merchant account through us. However, the company specializes in serving the high-risk community, accepting a very wide variety of industries that ordinarily struggle to get approved for credit card processing. A rolling reserve that can be held for up to 180 days (or longer in some cases) after account closure. PaymentCloud: Best For High-Risk Healthcare Providers. Ikajo. PayPal: Best for occasional sellers. Moonlight Payments stands out as a dedicated payment processing provider for high-risk merchants and specialized industries. An ISO allows retailers to process credit cards without having a. A high-volume merchant account will allow you to have access to merchant processing services and online payment gateways. Here are the major differences between low risk and high risk merchant accounts. For a US merchant account, the merchant typically must have the following: 1) US Bank Account. With Instabill, adult entertainment merchants can find the processing opportunities they need to run their business. The company offers payment processing services for. One example of a possible chargeback situation in a travel agency is if a customer books an international travel tour one year in advance, and is charged upfront for the costs through a credit card. Assuming the authorization is passed,. Exempli gratia, e-commerce is counted among the high-risk. There is a reason why High Risk Merchant Solutions has been in business for nearly a decade and remains an industry leader in high risk merchant account processing. There are a variety of reasons why this can occur. The ACH network is a system that facilitates electronic transfers between bank accounts in the United States. Host Merchant Services: Best for Interchange-Plus Pricing. Thus, high-risk merchant account helps merchants considered high risk to accept debit and credit card transactions. Our low rates start from 1. Best for online and international sellers: Durango Merchant Services. They can assist with both online and offline payments and provide you with a range of options, including credit cards, check processing , and even digital methods like contactless payment or crypto. Square Merchant Services: Best for Startups. “7 Chargeback Statistics Merchants Need to Know. How to open a high-risk merchant account: 8-step guide. Examples include online gambling businesses, subscription-based businesses and pharmaceutical businesses, among others. Cortana, Alexa, and Google. Friendly Client Support. Funding and merchant accounts for adult, telemarketing, multi-level marketing and travel businesses. Square: Best for point of sale (POS) Payment Depot: Best for flat-rate pricing. Recognizing the challenges faced by companies with less-than-stellar credit histories, Moonlight offers a compassionate approach, paired with expert knowledge in. Payment Depot: Best for High Transaction Volume. Durango Merchant Services experts will help to guide you through the requirements and options with the primary goal of providing options for approval. The list is a database of information about business, their owners, and the reasons and/or codes for why they were placed on a TMF. The 7 Best High-Risk Merchant Account Providers 1. You can also include the last three months of bank statements in your business. Dharma’s monthly fee is $20 per month. 1. There are certain providers which may generally avoid high risk merchants but have taken on one certain “niche category” like travel, gambling, CBD, adult or pharmacy. 1. ProMerchant’s rates are 0. These companies have established themselves as trusted suppliers of high-quality peptides and offer multiple payment methods, including credit cards and cryptocurrencies. Low, Medium And High-Risk Accounts. High-Risk Solutions. Based on our evaluation, the best high-risk merchant account providers are: Best overall (and most versatile): PaymentCloud. This represents a whopping 29% of all online businesses in the U. Each merchant account provider has its own guidelines to determine whether a business is considered high risk. Easy Pay Direct: Best For Transparent Pricing & A Domestic Merchant. Fees also vary by provider and in most cases, pricing is set individually for every merchant. 99% approval rate. Accepts domestic & international cannabis merchants. Stax: Best for Larger Businesses 2. 94% plus 8 ¢ents to 2. Again, adult entertainment account and payment processing rates fluctuate with season. Edition: United States. PayOp is a payment aggregator for various business types. High Risk Payment Gateway. Before selecting a high-risk merchant account provider, make sure to perform adequate research about providers who have histories. National Processing: Best For Clover Processing Hardware. The Terminated Merchant File, better known as the TMF list or MATCHlist (Member Alert To Control High risk), is akin to a ‘detention’ of sorts for merchants. Dedicated to Providing the Best Credit Card Processing Solutions to Hard-to-Place and High Risk Merchants. Here is a detailed list of merchant. Talk to our representatives right away to discuss your options. Its risk management and fraud protection tools are handmade for travel agencies, while its flexible merchant services packages are tailored to selling airline tickets, hotel. 1. If you’re looking for a merchant account and have had trouble getting approved because you’re in the high-risk category, it’s a solid choice. As you might expect, the processing charges for a traditional merchant account are lower than a high-risk international merchant account. , including those in the CBD industry. Proven Peptides, and 4. But the reality is that these are the industries that make the most of the profits that run the economies of countries. Call us on (+44) 20 32862655 to get approvals, pre-approvals & expert advice. Our selection criteria evaluate cost, transparency, contract requirements, and features. Home;. We accept all types of companies including: Travel, Credit. Our gateway partners will give you access to all information regarding your new. 60 per transaction. Please give me a call if we can be of further assistance @ 1-877 493-4622. , those with both physical and digital storefronts), Moonlight. Our full suite of electronic payment processing solutions ensures we can help virtually any merchant accept credit cards and checks electronically. Learn more about high risk payments. Read our Review. The Best Merchant Account Service Providers of 2023. Merchants in need of adult merchant accounts should turn to a merchant services provider which specializes in high risk businesses. You will probably pay at least $25/month to maintain your high-risk merchant. Our high-risk merchant account solutions offer several valuable features for new and existing businesses alike, including chargeback management, credit card acceptance,. These companies typically offer lower processing fees and a greater level of customer support than traditional merchant account providers. 1. Many banks consider CBD sellers "high-risk," making merchant services — like simple credit card processing — a struggle. They will help you prepare your application, explain the documentation needed, guide you through the approval process, and answer any questions you may have. Supported industries: Firearms, vape shops, real estate, gambling. However, choosing a credit card processing provider is a big decision. When you begin processing with Instabill, you will benefit from accepting a wide range of processing options. GoCardless: Best for only ACH payments. Let us handle your high risk merchant services today. Of course, Bitcoin has only been around so long. , payment gateways specifically for gambling), or indirect providers, publishers or marketplaces that require. 87 out of 5, primarily for its low interchange fees. Finally! A quick and easy way to find a merchant service provider for high risk accounts! When you work with us, you can expect 5 star service that delivers the results you need. Airlines or airplane charters. 20. 1. Our commitment to beating competitor rates, dedicated customer service, and thorough rate review. Replica Merchant Account Options. 45 per transaction. In addition to protecting your provider against chargebacks, reserve accounts protect you as well, making it much less likely that you’ll experience an account hold, freeze, or termination. Boasting 92% Excellent ratings over 64 reviews on Trustpilot, ProMerchant is one of the best-rated merchant services that supports brick-and-mortar retail stores, eCommerce businesses, restaurants, as well as numerous high-risk industries. Consider the terms when you. Merchant account fees. In the United States, overall household debt increased by 11% in the last 10 years, according to a 2016 credit card. They have had to use either direct providers, horizontal industry gateways that have been open to serving high-risk merchants and high-risk specific gateways (e. Blue Sky Peptide is a few example of successful e-businesses in the peptide industry with active merchant accounts. net saves you more money probably depends on the size and number of ACH transactions you have per month. A high-risk merchant account is a service that Payment Service Providers (PSPs) offer so that entities in fraud or chargeback-prone industries can accept card payments. NMI Reports Breakout First Half of 2021, Primed for Continued Success. Popular Countries:. It would be best if you didn’t. Extreme Peptides, 3. To discuss all of your domestic high-risk merchant. High Risk Choice Delaware, United States Write A Review Visit Website 2008 $5 million - $10 million 145 650 99 MGet started or call us today at (800) 621-4893. High Risk Pay is one of the fastest growing companies in the credit card industry since 1997. As one of the major providers of cryptocurrency payment processing, Ikajo has about 15 years of experience under its belt. Service providers offering High-Risk Merchant. Online gaming companies must have a high risk gaming merchant account in order to accept card payments but maintaining a merchant account comes with a price. These types of merchants usually pay higher fees than average, but the benefits may outweigh the cost. Offers Paysley QR-code payment service. Step 3: The card issuer sends the purchase information to the customer’s bank or the issuing bank to approve or deny. [1] Statista. However, if you run a so-called high-risk business and want to accept card payments, you can apply for a high-risk merchant account. Best High-Risk Merchant Account Providers for Small Businesses in 2021. Currently, consumers’ most preferred payment methods are credit and debit cards. Major card brands categorize merchants using merchant category codes (MCCs), and payment service providers must ensure that their merchants are accurately coded. Host Merchant Services is a payment processing provider that offers robust solutions for businesses seeking offshore credit card processing. If even 1% to 2% of your transactions are chargebacks, your merchant account provider might close your account, forcing you to look into high-risk merchant account solutions. WorldPay – Best for set monthly fees and regular payouts. Signature Payments has been providing high-risk merchant accounts to businesses for over 25 years. 2Monetize: 6. View our rankings of the best high risk merchant account providers for nutraceuticals. 2Monetize: 6. Merchant reserves are meant to protect high risk merchant account providers from footing any surprise bills that the company incurs. 1. PaymentUSA has a proven track record of backing merchants that choose us. A merchant account is a bank account into which a merchant's payment processor. These fees are quite high compared to some other providers, but you can be approved for your merchant account in around 48 hours. Industry is considered low risk e. High risk transaction fees for EU or UK businesses start from 2. With the recommendations on our list, you can eliminate a lot of the guesswork and avoid toxic high-risk payment providers. g. Get your Retail or Internet Ecommerce Business APPROVED for a merchant account. Being tagged as a high-risk merchant account means that the payment service provider will consider you are at high risk of having higher chargebacks and. Instabill. In this article, we will delve into the world of high risk merchan t account providers in the. For this plan, you’ll pay $79 per month and $0. Particularly, merchant account providers use these codes to determine if a business is too risky for its services. If your business is struggling with poor credit, you’ve likely been turned down for a merchant account by your standard, low-risk provider — but don’t worry. We provide High Risk Payment Gateway in USA A company do come in category of high risk if: – It operates within a high-risk industry Presence of risk of financial failure Both the above factors might affect the company’s. 9% + 30¢ online. A subsidiary of Visa, Authorize. Offers debit & cryptocurrency payments. So, don't waste time applying with the wrong provider. Fortunately, many knowledge payment providers offer instant merchant account approval if you have all your ducks. High-risk merchant accounts may provide access to advanced fraud prevention and risk management tools to help mitigate potential fraudulent activities and reduce chargeback rates. Stax: Best for Subscription Pricing. Every provider has a different set of criteria for high-risk merchant accounts. They enable you to accept credit cards, debit cards, and electronic payments. Clover: Best for POS. Soar Payments: Best for High-Risk eCommerce Businesses. We suggest 4 popular payment providers that cover high risk merchants: 1. Here are the best credit repair merchant accounts from providers like Soar Payments, Host Merchant Services, PayKings. ¹ PayPal’s. 35 per transaction. When you’re taking high value, high-risk payments every day, you need to make sure your payment provider can keep up. Alipay. Most merchant account providers also offer payment processing. We’ve recently added five new high-risk merchant account providers to our network,. Leaders Merchant Services: Best for Established Businesses 4. PaymentCloud: Best for free credit card terminal. Guide You. Call Blue Payment Agency INC at 844-253-9769 for payment gateway setups and. Flagship Merchant Services: Best. The best HIPAA-compliant payment processing providers are PaymentCloud, Host Merchant Services, Helcim, Square, Dharma Merchant Services, Chase Payment Services, and Clearly Payments. 2. Edition: United States. Merchants that process high transaction volumes or transaction amounts may be subject to a high-risk merchant account. Examine your turnover. You can go with Dharma. It caters to e-commerce and card-not-present business types. Antiques. Again, adult entertainment account and payment processing rates fluctuate with season. 75%, and you’ll also pay around €950 in annual bank fees, a setup fee of €100, and a monthly fee of €20. The provider may approve riskier applications but at a higher fee. Finding the best ACH payment processing companies for your small business often comes down to selecting a reputable company that can provide both ACH and credit/debit card processing in a single package. The company’s products and services include online marketing tools, an online payment gateway and virtual terminal, gift and loyalty. The company’s products and services include point-of-sale solutions, mobile phone swipers, an online. Longer contract terms. clothes, shoes, kitchenware, food. Analysing price, real-time reporting, customer support, and ease of use, we researched and collated our top 7 best virtual terminals in the UK. These are some of the high risk business that is. Host Merchant Services may help your business grow as a merchant account provider. SMB Global: Best for Ultra High-Risk Merchants. These. Firearms Merchant Accounts. Claim your card reader. High Risk Merchant Account. Here are just a few excellent high-risk merchant account providers to help you start your search off right: Focusing primarily on high-risk e-commerce businesses, eMerchantBroker claims they approve 99% of all account applications. As an ISO partnering with top-tier high-risk banks and Payment Service Providers worldwide, we offer unparalleled expertise across various legal verticals in the United States and beyond. The company offers payment processing services for more than 170 countries with 300+ payment methods, including local acquiring. We have worked to help companies with this business model to succeed in the competitive marketplace and beyond. A high volume merchant account is a merchant account specifically tailored to meet the needs of businesses that experience significant credit card transaction volumes that exceed most provider’s. A 2016 consumer survey showed that 40% of the 1,000 respondents approve of credit cards as the safest payment method. $20 for online sales. High risk account fees go as high as 1. Historically, merchants in high-risk categories have had few options for payments. Be prepared for a site inspection; this is often times required by high risk processors. Thales Group United States Division 4 Reviews Write A Review Olivier Piou 33 1 57 77 80 00 Visit Website 2002 $1+ billion 25,000+ 5,000+ 93 MMake sure that the merchant account provider can cater to your business as it grows. Specialized Risk Management Tools. In extreme high risk cases, the reserve may be required by all. Luckily, Instabill takes on the responsibility. A high-risk merchant account allows you to expand your horizons in the corporate world by allowing you to participate in elements of it really. We not. A merchant account for bad credit can, therefore, be opened for low and. After the credit card data is captured, the company’s payment processor pings the customer’s. Fast and reliable funding approval. High-Risk. The database aims to prevent. The best high-risk eCommerce merchant account providers know how important it is to safeguard customer information and protect your business from criminals. 2Checkout bases its pricing on a pay-as-you-go model — you’ll pay per transaction, but there are no monthly or annual account fees or early termination fees for closing your account. Like most high-risk merchant account providers, PaymentCloud is not a direct processor. If you have no merchant account, there is no way to be paid for your digital transactions. Less flexibility than traditional processors. WE APPROVE ALL HIGH RISK MERCHANTS: 1-800-type chat sites. United States-based customers get a free Pax S300 payment terminal;. With a 98% approval rate, we take pride in being able to accept almost every business type, regardless of risk level. We understand the unique needs of the varying types of adult businesses. A merchant account is a particular type of bank account that business owners must establish in order to accept payments. Based in Woodland Hills, California, PaymentCloud is a merchant account provider that specializes in serving high-risk business types. Increased Sales: One of the biggest advantages of having an E-commerce merchant account is the ability to accept online payments. As a rule, you can expect higher fees for opening an account, processing payments, handling chargebacks and terminating your contract early. Including individual transactions and batch totals with comprehensive reporting tools. Paycron has an extensive network of providers for your business. How to Establish a Merchant Account 1. High Risk Merchant Account Providers in USA. Bank Account opening in 109 countries including, offshore and USA. In extreme high risk cases, the reserve may be. in-person; 2. For example, ecommerce brands can expect to pay 4% per transaction while dating sites are looking at 6% and IT support 10%. 3. Merchant Account Providers – Get your merchant account & accept credit cards. Chat with us , powered by LiveChatIf you can’t obtain a merchant processing account in the united states, check out these offshore merchant service providers: High-Risk Merchant Services: High-Risk Merchant Services offers custom solutions for cannabis businesses in terms of payment processing and chargeback management in domestic and offshore companies. Note that high-risk merchant accounts may still require these fees due to the much more extensive underwriting process required to get approved for a high-risk. 1. No. net costs: $10/month plus 0. A merchant account is a type of business bank account that allows businesses to process electronic payments such as debit and credit cards. If this sounds like something you’d like to take a risk on, Sign Up here!3. Normally, you'll be charged a fixed monthly fee (usually between £25 and £75 per month) and then fees on top of every payment you take (which typically range from 1. 15 per transaction. All sexually-oriented or pornographic merchants: (i. Read on to understand why finding a high-risk merchant account provider is made easy with Seamless Chex. In some cases, especially with companies considered start-ups or high-risk, the process of obtaining a merchant account isn’t always easy. PayOp is a payment aggregator for various business types. Once your high-risk merchant account. Typically, a merchant account for credit repair is used for credit card processing and eCheck processing but can be used for a variety of payment processing needs. Best one-stop shop: First Card Payments. contacting Shark Processing to explore their offerings and determine the best solution. Get Accepted for a merchant account via our easy online application with the leader in merchant accounts for. Reserves can be held for 180 days after account closure before they are released. No fraud prevention: In our rubric, ChargebackHelp has the third-lowest score for fraud prevention—1 out of 5 (Chargeback Gurus has 0. 2Sell: 3. Traditional merchant account providers will often end up canceling the accounts of a high-risk business or not approving them in the first place. Internet Merchant Account. Host Merchant Services is a Newark, Delaware-based merchant account provider that can serve general high-volume business types as well as some high-risk merchants. Bank Account opening in 109 countries including, offshore and USA. For standard small businesses, payment processing fees may be 0. However, for a high-risk merchant account, this could go up to 1. High-risk merchant accounts: Some industries have a higher risk of credit card chargebacks. Traditional merchant account providers will often end up canceling the accounts of a high-risk business or not approving them in the first place. High-risk merchant account providers understand the volatile territory certain businesses operate in. . Dharma’s processing rate for high-risk businesses is interchange rate + 1. It doesn't have to be. 6) Picking The Right High Risk Provider. High-risk businesses should anticipate having to pay higher costs for rates and fees associated with payment services. 2) What is A High Risk Business. 2985 E. 25% to 2. that the merchant may not fulfill their responsibility to pay for the charge-backs, then it may be considered high risk. 322 Encinitas Boulevard, Suite 200 Encinitas, CA 92024. Merchant services should support your business, not drain it. Skip to content (866) 582-3062; info@elmoremerchantservices. PaymentCloud does offer traditional merchant services in addition to high-risk account services. High-risk business or industry: Businesses and industries that MSPs view as having a higher chance of failing financially. When it comes to the application process, applying for a high-risk merchant account is quite easy. They provide flexible pricing options, fraud prevention tools, and excellent customer support. A high-risk merchant account can provide the same types of services as low-risk providers. The lowest sales threshold for an ISO account falls at around £80,000 per year for Visa, whereas the highest sales threshold is required by Mastercard at £800,000. High-Risk Merchant Accounts Shark Processing is a distinguished leader in the realm of high-risk merchant accounts, serving clients since 2016. With a solid reputation and years of experience, they offer tailored solutions for businesses in various high-risk industries. At High Risk Holdings, our team can get your merchant account approved today for B2B, eCommerce or Retail at reduced rates and fees. Hardware: Third-party hardware sold through Payline; quote-based. Besides these factors, there are several reasons why a high-risk merchant account provider can benefit Forex merchant payment processing, including:. TheEcheck provides the best payment processing solutions specially designed to deal with high risk merchant account. Exclusive Promo: PaymentCloud will give you $200 if they can't beat. Navigating High-Risk Credit Card Companies in 2023. A low-risk merchant account doesn’t really enable you to experience. High risk merchant accounts are designed to accommodate businesses that are financially unpredictable, prone to chargebacks or pose a certain degree of potential loss to merchant service providers and banks. It is the single solution for all your high-risk payment-related problems in Singapore and the rest of the world, too. There are certain providers which may generally avoid high risk merchants but have taken on one certain “niche category” like travel, gambling, CBD, adult or pharmacy. We have spent the better part of two decades securing high risk merchant accounts for our clients. Visit us at TheEcheck to get all the information. A high risk merchant account is a specialized payment processing account designed for businesses that operate in industries with a higher risk of chargebacks or fraud than traditional businesses. The Leading High-Risk / eCommerce Payment Provider. As long as your chargeback rate is below 3%, emerchantbroker. We provide the best domestic and offshore solutions for High Risk Merchant Account Payment gateways and have integration with all major eCommerce platforms. This will enable us to offer even additional specialized services for high risk merchants. These accounts come with higher fees due to the increased risk. BankCard USA specializes in game-changing credit card processing solutions for merchants considered high risk.